Making Hard Money, Easy
Fast, flexible real estate lending across 42 states. Over $100M funded
Fix & Flip Loans
Up to 90% LTC & 100% rehab financing.
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Ground-Up Construction
Fund land and construction from the ground up.
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Bridge Loans
Short-term capital for acquisitions and transitions.
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Why Work With Us
Quick Closings
Close in as little as 14 days. We keep the process smooth, clear, and fast — no delays.
Flexible Loan Options
Whether it’s a flip, rental, or new build, we tailor the right loan for your strategy.
Transparent Support
Talk directly with real lending experts. We guide you from quote to funding without surprises.
How It Works
1. Submit Your Deal
Send basic details about your property and plan. No long forms required.
2. Receive Terms in 24 Hours
We’ll send you a custom quote tailored to your scenario — fast and clear.
3. Simple Underwriting
We don’t ask for unnecessary docs. You’ll work with a dedicated deal manager.
4. Close & Fund
Our closings are quick — average 14 days or less. Funds wired directly to title.
Recently Funded
$100M+
In Funded Loans
500+
Investor Clients Served
14 Days
Average Time to Close
42 States
Covered Nationwide
Testimonials
Closed my flip in 12 days. Smooth and easy!”
Rachel
Florida
Funded my rental property fast. No income docs.
Brandon
Georgia
“I needed $300K for a duplex rehab. CapitalFlow got it done in time. Super fast and transparent.
Luis M.
Texas
Coast to Coast Capital
We support real estate investors in 42 states — from booming urban cores to developing suburban markets. Whether you're flipping in Tampa, building in Phoenix, or buying rentals in Charlotte, our team understands your market and brings tailored financing that matches your goals.
FAQs
What credit score is required?
We typically recommend a FICO of 660 or higher, but we evaluate each deal based on its own strength.
Can I get a loan through my LLC?
Yes. All of our loans are made to business entities, including LLCs.
How fast can you close?
We average 14 days or less from term sheet to funding, depending on appraisal/title.
Do I need tax returns or W-2s?
No. Our DSCR and fix & flip loans don’t require personal income verification.
Do you lend to first-time investors?
Absolutely. Whether you're starting out or scaling up, we can help.
Can you finance out-of-state properties?
Yes — we lend in 42 states. No matter where your deal is, we likely cover it.
Ready to Fund Your Next Deal?
Submit your loan scenario today and get custom terms in just 24 hours.
