Fix & Flip Loans | Capital Flow Solution
At CapitalFlow Solution, we specialize in Fix & Flip loans that empower real estate investors to purchase, renovate, and resell residential properties — with speed and confidence. Whether you're flipping your first house or managing a portfolio of renovations, our lending team ensures you have the capital you need, when you need it.
We lend in 42 states, offer quick approvals, and provide funding for both property acquisition and rehab costs. With a streamlined process and competitive rates, we help you stay ahead in today’s fast-paced real estate market.
What Is a Fix & Flip Loan?
A Fix & Flip loan is a short-term loan designed for real estate investors who buy undervalued properties, renovate them, and sell them for a profit. These loans are structured to support the full lifecycle of the flip — from acquisition to rehab to resale.
Unlike traditional mortgages, fix & flip loans are asset-based, meaning they are secured primarily by the value of the property and its After Repair Value (ARV), not your personal income.
Why Choose CapitalFlow for Your Flip Project?
- Up to 90% Loan-to-Cost (LTC)
- 100% Rehab Financing
- Closings in 10–14 Days
- Interest-Only Payments
- No W-2s or Tax Returns Needed
- Funding for Single-Family, Townhomes, and Small Multi-Family
Whether you're flipping in California, Texas, Florida, or any of the 42 states we lend in, we understand your local market and tailor terms to your project's goals.
Who This Loan Is For
- First-time flippers with a solid renovation plan
- Experienced real estate investors scaling their portfolio
- Contractors or developers with underutilized capital
- Investors looking to build cash flow quickly
We work with individual investors, LLCs, partnerships, and real estate investment companies. You don’t need perfect credit or extensive experience — just a strong deal and clear exit strategy.
Use Cases
- Cosmetic property rehabs
- Structural renovations
- Fire-damaged or distressed properties
- Foreclosures or short sales
- Homes bought at auction
We fund projects ranging from simple kitchen upgrades to full gut renovations.
Key Loan Terms
| Feature | Details |
|---|---|
| Loan Amount | $75,000 – $3,000,000 |
| LTC | Up to 90% |
| ARV | Up to 75% |
| Term Length | 6–12 Months |
| Payments | Interest-Only |
| Rehab Funds | 100% Financed via Draws |
| Prepayment Penalty | None |
| Credit Score | 660+ Recommended |
Application Process
Submit Your Deal
Fill out our short application and provide the property address, purchase price, and rehab budget.
Get a Term Sheet
We’ll send you a quote within 24–48 hours.
Close Fast
We can close in as little as 10 days after title and appraisal.
Recently Funded Projects
Houston, TX
$210,000
Fix & Flip for a 3-bed foreclosure. Closed in 12 days.
Orlando, FL
$325,000
for full interior/exterior rehab. Funded 100% of repairs.
Charlotte, NC
$185,000
cosmetic flip. Sold within 90 days.
Have a project in the works? Let’s get it funded.
FAQs About Fix & Flip Loans
Do I need experience to qualify?
Not necessarily. If your renovation plan and comps make sense, we’ll work with you.
Can I apply as an LLC?
Yes. We only lend to entities like LLCs and Corps — not to individuals personally.
What’s the difference between LTC and ARV?
LTC is based on purchase + rehab costs. ARV is based on the future market value.
How are rehab funds disbursed?
In draws, based on completed work and verified inspections.
What types of properties qualify?
Single-family, townhomes, small multi-family (2–4 units). Some condos may qualify.
Get Started Today
Let CapitalFlow Solution be your trusted fix & flip funding partner. With flexible terms, fast closings, and deep market knowledge, we’re here to help you turn undervalued properties into profit.
